Undergraduate Full-Time Programs

Commercial Bank

We are honored

To be recognized as an elite global financial services firm is truly an honor, and one that comes with distinct responsibilities. At JPMorgan Chase, however, we consider these responsibilities to be privileges, and we take great pride in conducting our business, caring for our communities, and supporting our professionals in a manner this is expected from an esteemed industry leader.

• Our clients, investors and shareholders look to us for exceptionally sound fiduciary guidance, advice, and results – and we exceed their expectations.
• Our competitors recognize that we set industry standards, often mirroring our strategies and adopting our business models – that’s why we’re exemplary corporate citizens.
• Our employees want interdisciplinary career paths, professional training and personal development programs, as well as hands-on learning experiences – and we provide them with just that and everything else they need to succeed.

Commercial Banking provides the full range of commercial, treasury, investment banking and asset management services to entities with annual sales of $10 million to $2 billion. Chase Commercial Banking includes seven businesses: Middle Market Banking, Mid-Corporate Banking, Commercial Real Estate, Business Credit, Equipment Leasing, Chase Capital Corporation and Capital Placement Group. Our client base extends across the U.S. and includes over 30,000 relationships with companies, foundations, charitable organizations and government agencies. Today, few financial services organizations can match our breadth of services and expertise in this sector.

Our two analyst programs span five of our businesses, offering entry-level professionals exceptional full-time programs that expose them to the different facets of banking specifically targeting the corporate sector. We also provide new graduates with extensive knowledge about our industry, firm and all lines of business. We encourage you to discover which program will put you on the right career path.

Undergraduate Full-Time Programs

Analyst

Program Overview

This program's primary objective is to provide you with a strong foundation in credit, and prepare to understand and identify credit risks so that you can make informed lending decisions. To achieve this goal, you will be introduced to product modules tied to credit. These modules not only serve as vehicles for imparting our firms values, but they also provide the requisite skills necessary to do the job of a credit analyst. Participating in on-the-job assignments and specialized product training sessions are two other key components of the program. Upon completion of the training program, you will become an active member of a specific banking team, working alongside experienced professionals, and contributing your knowledge, insight, and ideas to the team.

The program offers opportunities in one of the following four Commerical Banking business: Middle Market Banking, Commercial Real Estate, Business Credit & Equiptment Leasing. After completion of training you will return to your local office and respective business where you will begin your tenure as a credit analyst. Responsibilities of a credit analyst include underwriting, researching industries and markets, supporting the banker and underwriter and gaining client exposure.

Undergraduate Full-Time Programs

Mid-Corporate Banking Analyst Program

Program Overview

This innovative two and half year program is designed to develop your ability to understand and offer commercial banking services to clients with annual revenue ranges from $500 million to $2 billion. Upon completion of the training program, you will become an integral member of a deal team, working with professionals across the business as you develop client relationships and structure complex financial transactions.

We offer both regionally based corporate banking groups as well as industry focused teams. After the completion of training, you will join your assigned group and begin your tenure as an Analyst. Responsibilities of a Mid-Corporate Banking Analyst include credit and financial analysis, financial modeling, pitchbook development, researching industries and markets and drafting transaction approval packages.

Undergraduate Full-Time Programs

Training 

Commercial Banking Analyst

Training begins in Chicago where you’ll spend 10 weeks in intensive credit training.  Here, you will be immersed in our comprehensive training program in which you’ll learn about our products and services, clients, and business practices. Under the leadership of Chase lending and training professionals and outside consultants, you will gain in-depth knowledge of accounting, commercial banking, underwriting, financial statement analysis, cash flow analysis and credit structuring, among a host of other topics.  The program uses a full range of teaching techniques and learning reinforcement, including lectures, team exercises, exams and case studies. 

Mid-Corporate Banking Analyst 

Training begins in New York City, where you’ll spend 8 weeks in intensive corporate finance training.  Here, you will be immersed in our comprehensive training program in which you will learn about our products and services, clients, and business practices. Under the leadership of world-class banking experts, you will also gain in-depth knowledge of financial modeling, valuation analytics, equity capital markets, debt capital markets, accounting and risk analytics. These experts will utilize a full range of  interactive learning formats including case studies, simulations, and hands on modeling sessions.

There is also a one-week Mid Corporate training module in Chicago which focuses on financial and cash flow analysis, capital structure, internal credit approval process, and credit documentation.

Analysts will participate in 3-4 product specific multi-week assignments.  Ongoing training provides high-level aspects and/or functions of: credit, sales, operations, systems, and product offerings.

Undergraduate Full-Time Programs

Opportunities 

Commercial Banking Analyst

There are many different roles available within Commercial Banking. If your career path continues in this business, expect your early days to be an intensive experience. This program is ideal for those who are interested in career paths as either an Underwriter or a Banker. An Underwriter is a contributing member of the Business Development team, whose primary function is to create credit structure for clients. A Banker’s primary role is business development, retaining and growing relationships.

Mid-Corporate Banking Analyst

There are many different roles available within Mid-Corporate Banking. If your career path continues in this business, expect your early days to be an intensive experience. You will participate on deal teams, gaining exposure to financial issues from the client’s perspective and have the opportunity to begin developing your client skills working side-by-side with other analysts, associates and client executives.  You will quickly learn that we cover this market in a truly unique way – through a partnership between our corporate bankers and investment bankers who build relationships with their clients and offer customized financial solutions.

Undergraduate Full-Time Programs

Qualifications

Commercial Banking Analyst

• BS/BA degree (Business and Finance preferred however all majors are welcome)
• Cumulative GPA of 3.2+
• Superior analytical, quantitative, leadership, interpersonal, and written/verbal communication skills
• Keen attention to detail and a creative mindset
• Proven ability to multitask and meet deadlines in a fast-paced environment
• Permanent and/or unrestricted authorization to work in the U.S.

Mid-Corporate Banking Analyst

• BS/BA degree (Business and Finance preferred however all majors are welcome)
• Cumulative GPA of 3.2+
• Superior analytical, quantitative, leadership, interpersonal, and written/verbal communication skills
• Keen attention to detail and a creative mindset

• Proven ability to multitask and meet deadlines in a fast-paced environment
• Permanent and/or unrestricted authorization to work in the U.S.

Undergraduate Full-Time Programs

Locations   

Commercial Banking Analyst

• Northeast
• Southwest
• Midwest

Mid-Corporate Banking Analyst

• Northeast
• Southwest
• Midwest
• West Coast