Undergraduate Full-Time Programs

Commercial Banking

We are honored

To be recognized as an elite global financial services firm is truly an honor, and one that comes with distinct responsibilities. At JPMorgan Chase, however, we consider these responsibilities to be privileges, and we take great pride in conducting our business, caring for our communities, and supporting our professionals in a manner this is expected from an esteemed industry leader.

• Our clients, investors and shareholders look to us for exceptionally sound fiduciary guidance, advice, and results – and we exceed their expectations.
• Our competitors recognize that we set industry standards, often mirroring our strategies and adopting our business models – that’s why we’re exemplary corporate citizens.
• Our employees want interdisciplinary career paths, professional training and personal development programs, as well as hands-on learning experiences – and we provide them with just that and everything else they need to succeed.

Commercial Banking provides the full range of commercial, treasury, investment banking and asset management services to entities with annual sales of $10 million to $2 billion. Chase Commercial Banking includes nine businesses: Middle Market Banking, Mid-Corporate Banking, Real Estate Banking, Commercial Term Lending, Chase Business Credit, Chase Equipment Finance, Chase Capital, Chase Capital Placements, and Community Development Banking. Our client base extends across the U.S. and includes over 30,000 relationships with companies, foundations, charitable organizations and government agencies. Today, few financial services organizations can match our breadth of services and expertise in this sector.

Our two analyst programs span six of our businesses, offering entry-level professionals exceptional full-time programs that expose them to the different facets of banking specifically targeting the corporate sector. We also provide new graduates with extensive knowledge about our industry, firm and all lines of business.

We encourage you to discover which program will put you on the right career path. Then, check with your career center to see if Chase Commercial Banking visits your school for interviews. If we do, please apply via your career center. If we do not visit your school, you can apply online via the links on the following tabs. Please note, you will only be able to submit full time applications during the specified timeframe.

We review the resumes and applications and then select top candidates to interview. After interviews, students are notified about whether or not they've been admitted to the internship program. The entire process is usually completed by the middle of November, and the programs typically begin in June or July.

Undergraduate Full-Time Programs

Commercial Banking Analyst Program

Program Overview

This program's primary objective is to provide you with a strong foundation in credit, and prepare you to understand and identify credit risks so that you can make informed lending decisions. To achieve this goal, you'll be introduced to product modules tied to credit. These modules not only serve as vehicles for imparting our firm's values, but they also provide the requisite skills necessary to do the job of a credit analyst. Participating in on-the-job assignments and specialized product training sessions are two other key components of the program. Upon completion of the training program, you will become an active member of a specific banking team, working alongside experienced professionals, and contributing your knowledge, insight, and ideas to the team.

Training

Training begins in Chicago where you'll spend 10 weeks in intensive credit training. Here, you'll be immersed in our comprehensive training program in which you'll learn about our products and services, clients, and business practices.

Under the leadership of Chase lending and training professionals and outside consultants, you will gain in-depth knowledge of accounting, commercial banking, underwriting, financial statement analysis, cash flow analysis and credit structuring, among a host of other topics. The program uses a full range of teaching techniques and learning reinforcement, including lectures, team exercises, exams and case studies.

Qualifications

All applicants must have a strong work ethic and the desire to continuously learn, as well as:

• A BS/BA degree (Business, Finance & Accounting preferred; all majors considered)
• A cumulative GPA of 3.2+
• Superior analytical, quantitative, leadership, interpersonal and written/verbal communication skills
• A keen attention to detail and creative mindset
• The proven ability to multitask and meet deadlines in a fast-paced environment
• Permanent and/or unrestricted authorization to work in the U.S.

If you are interested in this program, please click here to apply. Please note, full time analyst applications are only accepted from September 1 - November 15.

Undergraduate Full-Time Programs

Mid-Corporate Banking Analyst Program

Program Overview

The Mid-Corporate Banking Analyst Program offers exceptional opportunities to play an integral role supporting our bankers and loan syndications group to develop financing solutions for our national client base. This innovative three and a half year program is designed to develop your ability to understand and offer commercial banking services to clients whose annual revenue ranges from $500 million to $2 billion. Upon completion of the training program, you will become an integral member of a deal team, working with professionals across the business as you develop client relationships and structure complex financial transactions. Mid-Corporate Banking Analysts support our bankers assisting companies raise financing for working capital, mergers/acquisitions, and balance sheet recapitalizations. Bankers advise clients on the optimal source of funding and then execute on the recommended strategy. This may include syndicating large loans to multiple banks, underwriting a bond or equity transaction, or privately placing senior notes. Our bankers are also responsible for helping clients mitigate their exposures to foreign currency, interest rates and commodities with a variety of hedging techniques including swaps, forward contracts and options.

Training

Training begins in New York City, where you'll spend 7 weeks in intensive Investment Bank training. Here, you'll be immersed in our comprehensive training program in which you'll learn about our products and services, clients, and business practices. Under the leadership of world-class banking experts, you'll also gain in-depth knowledge of financial modeling, valuation analytics, equity capital markets, debt capital markets, accounting and risk analytics. These experts will utilize a full range of interactive learning formats including case studies, simulations, and hands on modeling sessions.

There is also a one-week Mid-Corporate training module in Chicago which focuses on financial and cash flow analysis, capital structure, internal credit approval process, and credit documentation. Your education and learning experiences continue throughout the duration of our program because it's our number one priority to ensure you have the advanced knowledge and skills you'll need to achieve success during every phase of your career. Our ongoing training includes high-level aspects and/or functions of: credit, sales, systems, and product offerings.

Qualifications

All applicants must have a strong work ethic and the desire to continuously learn, as well as:

• A BS/BA degree (Business, Finance and Accounting preferred; all majors considered)
• A cumulative GPA of 3.2+
• Superior analytical, quantitative, leadership, interpersonal and written/verbal communication skills
• A keen attention to detail and a creative mindset
• The proven ability to multitask and meet deadlines in a fast-paced environment
• Permanent and/or unrestricted authorization to work in the U.S.

If you are interested in this program, please click here to apply. Please note, full time analyst applications are only accepted from September 1 - November 15.

Undergraduate Full-Time Programs

Opportunities 

Commercial Banking Analyst

There are many different roles available within Commercial Banking. If your career path continues in this business, expect your early days to be an intensive experience. This program is ideal for those who are interested in career paths as either an Underwriter or a Banker. An Underwriter is a contributing member of the Business Development team, whose primary function is to create credit structure for clients. A Banker’s primary role is business development, retaining and growing relationships.

Mid-Corporate Banking Analyst

There are many different roles available within Mid-Corporate Banking. If your career path continues in this business, expect your early days to be an intensive experience. You will participate on deal teams, gaining exposure to financial issues from the client’s perspective and have the opportunity to begin developing your client skills working side-by-side with other analysts, associates and client executives.  You will quickly learn that we cover this market in a truly unique way – through a partnership between our corporate bankers and investment bankers who build relationships with their clients and offer customized financial solutions.